Iain is a strategic leader and financial engineer. Through Iain's career which began in 1982, Iain has developed businesses from an initial idea all the way through to substantial and highly profitable ventures. Iain is a "can do" entrepreneur who has extensive experience in creating highly successful ventures.
Iain rarely takes the easy path by copying existing business models. Iain starts with identifying the financial needs and wants of corporations and individuals, Iain then creates complex and innovative solutions which are the foundation to Iain's businesses. Many of Iain's innovative solutions are pioneering in nature.
Iain's principal skills are in financial engineering. Like all true entrepreneurs Iain has overcome many challenges along the way, Iain believes there is always a solution and a win win outcome, it's just a matter of finding it.
Over the years many people have got me all wrong.
All things are one thing. There is only one thing, and all things are part of the one thing there is. This means that we are divine. We are not our bodies, we are not our minds, we are not our souls. We are the unique combination of all three, which comprises the totality of all of us. We are an individuation of divinity. View my beliefs HERE.
Online searches for my name turn up negative articles related to some of my past indeavours. These articles have no basis in truth and were created with the sole intent of damaging my reputation.
I openly address and refute these articles in my malicious posts section.
Founding partner of a holistic wealth management practice, authorised and regulated by the Financial Services Authority. The practice rapidly expanded to become one of the most successful on the South Coast of England and is thriving today.
Chief Executive. Iain established and grew Integrity Financial Solutions Ltd, a holistic wealth management practice, authorised and regulated by the Financial Services Authority. Integrity was a market maker in with profit endowment policies which became the UK's third largest in its sector. A structured product facilitator via the brand Maximiser which comprised of 12 personal and corporate financial planning programmes.
Chief Executive. An online auction platform for trading with profit endowment policies.
Founder and Chairman. The first Central Bank of Ireland Authorised Qualifying Investor Fund (QIF) to invest in US life assets, listed on the Irish Stock Exchange.
Director. A Luxembourg, life assets securitisation company.
During the period of 2010-2013 I had begun to build an impressive reputation as an innovative Life Settlements expert. I was a regular speaking for the Life Settlement Association (LSA) and was recruited by 4 seperate companies to produce bespoke restructure solutions and rescued circa 10,000 investors. The companies included Quality Investments (QI), ARM Asset Backed Securities, Lifemark and Lifetrade.
Advised Mr Nasheed on capital raising strategy
Adviser to The HC I Life Settlement Fund, the UK’s only Authorised OEIC (Qualified Investor Scheme) investing in US life assets.
A Bermuda exempted investment company investing in corporate bonds.
Services that target the key areas that drive business growth
Read more at http://integritygroupclaim.com
An education website outlining the inevitable causes of economic crisis.
Take advantage of the edge.
A football prediction game.
PPF Capital Source is an innovative model similar to a peer-to-peer structure. The difference between this and conventional peer-to-peer lending lies in how the capital is created. The model was created for institutional clients looking for a way to fund large projects.
A US life assets advisory consultancy.
Qualified in the following areas of expertise-:
People with the INTJ personality type are imaginative yet decisive, ambitious yet private, amazingly curious, but they do not squander their energy. Read all about it HERE
I was the CEO of a FSA regulated firm Integrity Financial Solutions (Integrity) from 2005 to 2010.
Integrity Financial Solutions was censured by the FSA with undefended, unfounded allegations written by Tom Spender in the Integrity Final Notice (censure). The directors of Integrity were refused any opportunity to defend or respond to these allegations.
After the Integrity Financial Solutions censure, Tom Spender went to work at HBOS/Lloyds bank as head of legal.
Integrity was a business I grew to become the third largest facilitator of traded endowment transactions. Integrity introduced thousands of sellers of with profit endowment policies to its unregulated sister company TEP Factory (now called Integrity Reviews). Integrity had thousands of delighted clients who sold their policies for the highest price in the market via Integrity. The TEP Factory acquired policies grouped into TEP portfolios via a structured product called Maximiser in collaboration with Bank of Scotland and Newcastle Building Society. The FSA conducted a thematic review known as the GTEP review; Integrity was drawn into this review between 2006 and 2010. The FSA alleged that Integrity was the Product Provider, it didn't have FSA permissions to act as a Product Provider. The directors of Integrity did not agree and nor did Integrity's compliance advisers and lawyers. The FSA wrote to all IFAs that had promoted Maximisers and warned them that they might have mis-sold the Maximiser to their clients, the FSA insisted that all IFAs carry out a suitability review.
As a result of the FSA's actions Integrity's business was severely damaged, in 2010 the Integrity directors were advised by the companies lawyers to put the company into voluntary liquidation following allegations from FSA that Integrity was insolvent, it was not. Integrity was put into voluntary liquidation via Middleton and Partners, Peter Yeldon. Six months after Integrity was placed into voluntary liquidation a deal with the FSA to censure Integrity was struck between FSA and Peter Yeldon, Peter Yeldon accepted that Integrity was a Product Provider. The Integrity directors forcefully objected to the deal that Peter Yeldon accepted as the FSA's allegations were never argued at either at the RDC or Upper Tribunal.
Integrity Financial Solutions was Censured in 2010. Neither myself or any of the other directors were censured. I have a letter from Margaret Cole (head of FSA enforcement) that confirms that the FSA took no action against me nor was there any criticism of my conduct as CEO.
However, despite this letter from Margeret Cole, I have tried and failed five times to become an approved person, five times my applications have been put in the long grass. I am neither approved or rejected. To be rejected the FSA would need to prove that I am not fit and proper.
I am aware and have been for some time, that a single individual has made malicious internet postings on discussion forums about me. I have released a statement refuting the claims.Read Statement